Yesterday afternoon, I received a phone call from my credit card company. I was a little bit irritated about the call as I thought they were questioning a plane ticket that I bought online earlier in the day. This company is ultra protective of my credit and calls me on just about every larger charge I make. As it turned out, it was a good thing they hover like they do. While I was home in California purchasing a plane ticket, someone was in New Jersey trying to charge hundreds of dollars on my credit card number at a clothing store. Thankfully, the charges were declined and I was called immediately.
Unfortunately, this is not the first time my number has been stolen. The phone representative was very kind and helpful, but I knew what was coming…my credit card was canceled and a new one was reissued to me.
Again, even though I’m glad it was taken care of for me, the canceling of my credit card is a huge inconvenience. Not only do I have to figure out and redo all my automatic payments that have been set up, I also have only $2.00 in my wallet. In order to earn air miles, I use that card for EVERYTHING so rarely pay cash and therefore never have it on me. When the rep told me the new card wouldn’t arrive for another seven or so days I panicked and quickly ran through my “to do list” for the week. “Please!?!?!” I cried and asked if it could be sent any quicker. Luckily, she offered to send it express so it should be here by Wednesday or Thursday.
Other than using it all the time, I’m quite careful with the card. Even so, there are those transactions, like at restaurants, when the card is out of my possession for a time. I guess it only takes a few seconds to write the number down and then eventually turn it into a new card. Pretty much everyone I know has been the victim of some sort of credit card fraud in the last few years. It’s become the norm these days. But still, there’s something disconcerting about it happening.